I wrote earlier about the HHS report released by ‘re-education’ Secretary Kathleen Sebelius. The report was released, coincidentally, the day before Republicans in the House vote to repeal ObamaCare. It is pure propaganda used to mislead the public and their own numbers prove this study is bogus.
Dave Camp writes, via The Committee on Ways and Means
The Obama Administration today released a “report” claiming that anywhere from 50 million to 129 million non-elderly Americans “could be denied affordable coverage” if the Democrats’ health care law is repealed. With 17 million non-elderly individuals uninsured, the “report” attempts to mislead the public that up to 129 million Americans are at risk of losing their health insurance, which is simply untrue. But, let’s get the facts straight – it doesn’t take a one trillion dollar, 2,000 page government-takeover of our health care system to assure protections for those with pre-existing conditions. Despite the report’s misleading claims and mischaracterizations, consider the facts:
- Even without the Democrats’ health care overhaul, most Americans with pre-existing conditions already have protections because they receive health insurance through an employer. This means that if their employer offers coverage, they are guaranteed an offer of health coverage under the Health Insurance Portability and Accountability Act (HIPAA) regardless of their health status or history. HIPAA ensures that employers cannot deny the offer of health insurance to an employee on the basis of a pre-existing condition. Currently, 61 percent of Americans under the age of 65 receive coverage through an employer. (CBO: Key Issues in Analyzing Major Health Insurance Proposals).
- An additional 24 percent of non-elderly Americans receive coverage through Medicare, Medicaid, or another government program and cannot be denied access to coverage because of a pre-existing condition. (CBO: Key Issues in Analyzing Major Health Insurance Proposals)
- Amongst the uninsured (17 percent of the non-elderly population), 42 percent are eligible for guaranteed coverage regardless of pre-existing condition but choose not to enroll. For example, 12 percent of the uninsured are eligible for Medicaid, 6 percent are eligible for Medicaid and employer-sponsored insurance, and another 24 percent have an offer of employer-sponsored insurance. (CBO: Key Issues in Analyzing Major Health Insurance Proposals)
- This leaves less than 14 percent of non-elderly Americans who can be denied health insurance on the basis of a pre-existing condition: the remaining uninsured that do not have an offer of employer-based coverage and the 4 percent that purchase coverage on their own. (CBO: Key Issues in Analyzing Major Health Insurance Proposals). Keep in mind that many of these individuals may not have a pre-existing condition (like the healthy 25-year old who chooses not to buy coverage). This is a far cry from the 50 percent claim made today by the Obama Administration.
Still, providing individuals with a pre-existing condition access to affordable coverage is a common-sense goal. It is not solely a Democrat goal or a Republican goal – it is a goal of all who want to make sure that patients have much-needed protections – regardless of their health condition or how they buy coverage.
But the Democrats’ scare tactics beg the question: Did Democrats have to spend over one trillion dollars, slash Medicare, and raise taxes to address this problem in their 2,000 page bill? The answer: No.